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ATTENTION- If you are making TRANSFERS FROM YOUR SHARE ACCOUNT INTO YOUR SHARE DRAFT ACCOUNT, in order for the funds to be available when using your VISA Debit Card, you must make the transfer before 9:00 AM, MONDAY - FRIDAY, in order to use it during the day. If you make a transfer after 9:00 AM the funds WILL NOT BE AVAILABLE UNTIL AFTER 6:00 PM. Any transfer done on a WEEKEND or HOLIDAY WILL BE AVAILABLE AFTER 10:00 AM on the following business day.

HOME BANKING MAY BE OFFLINE BETWEEN 4:00PM - 4:15PM (MONDAY - FRIDAY) WHILE WE SWITCH OVER TO NEXT DAY'S BUSINESS. WE APOLOGIZE FOR ANY INCONVENIENCE.

Dear Valued Online Banking User, On 1/23/2014, we will upgrade Enhanced Authentication. Beginning on 1/23/2014, the image that currently appears above the Security Code will no longer be displayed. The first time you log on to this site on or after this date you will be prompted to reenroll in Enhanced Authentication by selecting new security questions and a Security Phrase. To view additional information, click on the "Important - New Security Information" link in the top upper right corner of your online banking page, or Click Here

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Oswego Heritage Federal Credit Union
23 Canal View Mall
Fulton, NY 13069

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